u/Beanimann

So, '22-2024 left me deep in debt due to being laid off, followed by a year and a half of limited mobility because of an injury. Ended up with 14k+ plus debt.

Fast forward to working my ass off along with gigs. I'm down to just under 7k.

Unfortunately, during all that time, three of my debts went to collections, and one is attempting to garnish my wages.

Debts:

Shool #1 - $650

School #2 - $2500

BOA Credit Card - $4300

I've attempted to reach out to them via email to settle the debt for less, but no respond form school #1

School #2 didn't budge

BAO wants to garnish my wages.