u/Bes-Andreu

What happens if your income changes while you’re on a debt management plan?

Been trying to understand how flexible debt management plans are in real life. So for people who have been through a dmp, what happened if your financial situation changed during the plan?

For example, your income decreased because of a job change, your expenses suddenly increased, or maybe you missed or struggled with a monthly payment? Were you able to adjust your payment amount, or was it difficult to make changes once the plan started?

I’m also curious what happened with any creditor arrangements or reduced-rate terms during those situations. Did the agency or creditors allow adjustments, or did you have to find another way to manage the payments? Thanks in advance!

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u/Bes-Andreu — 3 days ago

Hidden gem horror movies that you swore you'd never rewatch again?

As Obsession and Backrooms really popping off at the box office, I'm bumping up my watchlist with underrated ones (i loveee watching movies in general!!!). Just to share, I recently watched Possession (1981) that left me staring at my ceiling because I literally can’t stop thinking abt it. I knew I could never put myself through it a second time (with friends, probably, but i might just close my eyes for the whole movie lol)

For you, what underrated horror do you recognize as a brilliant work of art, but you have mentally blacklisted from ever playing again? What exactly pushed it over the line (about the story or how scary it was filmed) from a fun scare to a permanent nope?

u/Bes-Andreu — 1 month ago