Please give me tips and things to say to billing department to help my odds of lowering my bill. I have a large medical bill I am not able to afford, but I want to tell them I can pay them in full but only with the specific amount that I do have, how can I do this?
I have a medical bill that I cannot afford at all on top of other medical bills and the finance department and billing department has not been helpful in providing financial assistance or a percentage off that is something I am able to pay.
My bill is $450 so theoretically, if I just don’t pay it and allow it to go to collections, since it is under $500 it won’t affect my credit? What would I have to lose?
I found this article by experian explaining this.