Equity Group H1 2026 Financial Results Unaudited
Equity Group H1 2026 Results (KES, YoY):
— Total Assets: +19.8% to 2.16T
— Net Interest Income: +16.8% to 69.28B
— Non-Interest Income: +35.9% to 55.59B
— FX Trading Income: +40.4% to 7.30B
— Total Operating Income: +24.6% to 124.87B
— Operating Expenses: +14.4% to 67.12B
— Loan Loss Provisions: -6.1% to 6.47B
— PBT: +39.0% to 57.75B
— PAT: +31.5% to 45.52B
— PAT attributable to shareholders: +31.5% to 43.80B
— EPS: +31.5% to 11.61
— Gross NPLs: -22.2% to 108.37B
— Net Loans & Advances: +18.9% to 981.04B
— Customer Deposits: +21.4% to 1.59T
— Interim DPS: None declared
Summary: Equity Group's H1 2026 PAT rose 31.5% to KES 45.52B as total operating income grew 24.6% to 124.87B against just 14.4% cost growth, lifting the cost-to-income ratio to 53.7% from 58.5%. Asset quality also improved sharply, with gross NPLs down 22.2% to 108.37B even as net loans grew 18.9% to 981.04B, though no interim dividend was declared.