u/BoatNo5714

I just found out my old Credit card debt from 2021 was sent to TrakAmerica. I reached out to my old bank about something unrelated, they helped me solve that then get back into the account (I didn’t use them for over a year, needed transaction history for stuff), see my account is marked as “under litigation”. They didn’t provide any more info, just gave me their number and the name of the firm. I’ve never been reached out to about this, I looked into Credit Karma, and I saw that the debt was sent off September of last year. I’ve seen some people claim they’ve never been sued, is it possible for me to not get sued, or should I call and try and get a payment plan going? My only income currently is DoorDash, looking into jobs