u/Brotherdave518

I've noticed my advisor managed brokerage account is under-performing the SP&500, not even accounting for the advisory fee and high expense ratio proprietary holdings along with 10% bonds that i don't agree with for someone my age, and I'm going to move forward with just managing myself using Robinhood OR Fidelity (would love opinions on either).

I'm looking at just holding 40% VOO, 35% SCHG, 15% VXUS and 10% AVUV and buying these monthly. Same holdings for my Roth IRA as well.

I'm in my 30s and would love feedback and suggestions on my selections.