u/Bubbles_2025

I’m in my early 40s, from the US and am about 27 years from retirement. I’m curious to hear your thoughts on my Roth IRA portfolio strategy and if you’d recommend any adjustments.

I currently contribute 15% to my 401k, with a 3.5% employer match, totaling about $19,000/yr. I was a late starter contributing, currently sitting at a $35,000 total balance. I also contributing another $200 - $300 month to my Roth IRA but am trying to contribute more to play catch-up.

I’d love any input or also thoughts on whether it might be too passive given my situation. Thank you.