Switch from hdfc OR to OS?
I have a 13 years old hdfc optima restore policy, with my wife added to it 8 years back. Of late we have had some medical history- asthma, AxSPA, grade 1 fatty liver, C Section, Fibroid removal etc. Given this, will my switch to optima secure lead to fresh underwriting, premium loading and extra waiting periods?
u/Bubbly-Inevitable-72 — 7 hours ago