u/Bubbly_Assignment_99

Compensation delay from Idfc bank

Posting it again as i didn’t got any response the first time.

Hello everyone,

I had raised an issue with Experian of a wrong email address being reported on my credit report by IDFC Bank.

I had raised that issue around may 2025 and forgotten about it.

Recently on 30th of April 2026, i got an email from experian with a compensation parent case number asking for my bank details for compensation for the delay that idfc bank caused in updating my email ( they took 133 days to update my email i.e-around September 2025)

I provided my bank account details to the experian link on 30th of April itself.

And it has been 15 days since but i have gotten any updates on the compensation.

I have emailed idfc bank 2 days ago but am yet to receive a mail from them.

My Questions are

  1. Is there any basis of complaint that i could lodge on idfc for not informing me about the compensation claim for 8 months?

  2. As they are not being transparent about the compensation status and delaying the compensation. Should i approach RBI for this matter?

Thank you.

reddit.com
u/Bubbly_Assignment_99 — 6 days ago