u/Buckets-22

56 year old wife 54

1.8m in liquid x .04 = 72,000 yr

Rent income = $18,000 yr

So $90,000 until ss kicks in for me 6 years

Ss = $27,000

Wife ss = $18,000

Total ss = $45,000

No debt now and still working as teacher/coach but I am on provisional and i need 4 classes to get certified.

Can teach 2 more years provisional then possibly give up teaching and coach.

Live in lcol area so if we quit today..90k lifestyle for 6 to 8 years

$135k lifestyle after that

Does it make sense to keep teaching and take classes or pull plug and try to manage a life on what i have accumulated.

Living costs are 90k and could scale back 20% if needed.

$2 million (easy math) invested ages 56 amd 54

2 houses owned free and clear

If divorce each take a house and $1million invested

Basicallly after 30 years married we are stale and for both of our sakes considering moving on and try to be happier

What do people w experience say?

Will i regret because of security finances?

Or is it worth it to try to be "happy"?