u/BulkDiscountAbortion

I live in VHCOL city and my annual costs are $70k. Even if I doubled my rent and doubled my credit card bills, I'd theoretically still be around $102k annual costs.

If I RE, I'd spend time traveling internationally in 3rd world countries mainly about 6 months out of the year. Historically when I did it, that has been $4k per month.

$380k in cash and CDs

The rest are in diversified equities:

$1.17M brokerage account

$420k traditional IRA

$620k Roth IRA

If I RE, then draw from cash to keep MAGI low for ACA.

What am I missing? Is there something I'm not considering? Am I ready?