u/BxMS_LBA

▲ 0 r/PSLF

Implication of Random Processing of Buyback Requests.

Given the range of wait times borrowers have reported experiencing, clearly processing is not occurring in a first in, first out order. Clearly. So what? Doesn't that mean there is a pile of older requests, 650 + days, representing borrowers who are just stuck and being ignored? Is this not the dept of ed acting in bad-faith and isn't there precedent about that? and wait, I have heard of requests being held up waiting for information. For more than a year? two years? Really? Come on. born at night but not last night. Requests for information on microfiche can be fulfilled faster. Things can be made faster. food can be grown faster. How is this not just as clearly bad faith for those even waiting the average 465 days? Just because it is the average does not mean it is not egregious.

reddit.com
u/BxMS_LBA — 2 days ago
▲ 0 r/PSLF

Buyback Lottery

With the apparent randomness of processing requests combined with zero tracking, and secrecy of the process I can't help but think of it as a lottery. The more submissions we make, the better chance of our request being selected randomly from the thousands available : ) No wonder there have been so many duplicates.

reddit.com
u/BxMS_LBA — 4 days ago
▲ 19 r/PSLF

PSLF Buyback Request Processing Data Since 12/18/25

Average wait time based on this information is 464 days for those who actually reported having their request processed and that request resulting in buyback offer, with wait times ranging from 132 days to 715 days. It should be noted that there is reason to believe there are pending requests older than 715 days.

Below you will find information about processed buyback offers posted here since mid Dec 2025. Information provided is from 36 separate posts, and includes the date the request was submitted, date offer received, and how long they waited. To be included, OPs had to have included at least the month and year the request was made and the offer received. If no day of the month was provided I assigned the first of the month; actual day of the month was used whenever possible. The information was excluded if the borrower obtained partial forgiveness through traditional means, as this may have triggered a review of their request and subsequent processing.

Duplicates are from separate OPs. I do have the coinciding OPs names for the data but have withheld for privacy.

the first column is the date the offer was received. The second column is the date the first (if multiple) request was made, and the third is the wait time.

1/12/2026 11/1/2024 437.00
1/12/2026 11/1/2024 437.00
12/31/2025 9/1/2024 486.00
1/12/2026 3/1/2024 682.00
1/15/2026 7/1/2024 563.00
1/7/2026 12/1/2024 402.00
12/18/2025 3/1/2025 292.00
1/17/2026 12/1/2024 412.00
1/22/2026 11/1/2024 447.00
1/27/2026 2/1/2025 360.00
1/16/2026 7/2/2024 563.00
2/10/2026 10/1/2025 132.00
2/10/2026 12/19/2024 418.00
2/11/2026 11/1/2024 467.00
11/6/2025 3/25/2024 591.00
2/18/2026 7/1/2025 232.00
2/21/2026 9/1/2024 538.00
2/24/2026 12/1/2024 450.00
2/24/2026 12/1/2024 450.00
2/1/2026 12/1/2024 427.00
3/1/2026 9/1/2024 546.00
3/5/2026 11/6/2024 484.00
3/6/2026 12/16/2024 445.00
3/20/2026 4/12/2024 707.00
3/17/2026 4/1/2024 715.00
4/8/2026 12/1/2025 128.00
3/18/2026 11/1/2024 502.00
4/16/2026 7/1/2024 654.00
4/22/2026 9/1/2025 233
2/18/2026 12/6/2024 439
4/28/2026 9/26/2024 579
4/24/2026 12/1/2025 144
5/1/2026 12/30/2024 487
4/1/2026 7/1/2024 639
5/1/2026 9/1/2024 607
5/15/2026 9/1/2024 621
reddit.com
u/BxMS_LBA — 4 days ago
▲ 55 r/PSLF

Actual Buyback Wait Times Based Upon Publicly Sourced Data

Based upon all the buyback offers received and posted on here since December 2025 the average wait time is 460 days! That is based upon publicly sourced, available data. In fact, of 35 publicly sourced data points, only 6 were processed in less than a year. A disservice is done to all of us who have been waiting well over a year when nonsense timelines are propagated.

reddit.com
u/BxMS_LBA — 13 days ago