u/CapitalG8

Looking for some advice as this will be my first big bill.

I have insurance. However, I only ever go to the doctor for preventative stuff like physicals. I am 48 and my doc suggested a colonoscopy. This is 100% covered UNLESS they find something. Well, they found a less than 5mm polyp that they removed and sent for biopsy.

According to the clinic this now takes the procedure from fully covered to applying to my ded, which is a high ded policy due to my overall health. My ded is 5k and this bill is forecasted to be 3k.

When I receive the bill what are the best steps to take? Do I just call and tell them I cannot afford it and try to see what they come back with? What information do they require in order to do this? Bank statements?

Looking for some advice as this will be my first big bill.

I have insurance. However, I only ever go to the doctor for preventative stuff like physicals. I am 48 and my doc suggested a colonoscopy. This is 100% covered UNLESS they find something. Well, they found a less than 5mm polyp that they removed and sent for biopsy.

This now takes the procedure from fully covered to applying to my ded, which is a high ded policy due to my overall health. My ded is 5k and this bill is forecasted to be 3k.

When I receive the bill what are the best steps to take? Do I just call and tell them I cannot afford it and try to see what they come back with? What information do they require in order to do this? Bank statements?

I have a small, bare, hard. I can't plant anything nice bc my dogs will pee on them and the front yard is also very shaded.

What else can I add up brighten up the front?

Fake plants sound lame. But I'm not are what else.