u/CategoryDizzy5128

Hello, I’m thinking of opening or moving my roth ira from merill to fidelity and i have just one share of SPYM. Should I continue to buy SPYM or start buying fractions of VOO. I’m 21 just started my roth a couple days ago and started looking at a ton of investing posts and now i’m muddled. I’m already 180 dollars in and not sure what to do. Not active trading just want to buy and hold. extra question : Should i just max out my roth and keep it at merill and just do a brokerage at fidelity?

Hello, I’m 21 and recently started my first job back in november of 2025. Got interested in investing and got three ETFs. My brokerage is Merill because it was connected to my Bank of America app so it felt easier but it doesn’t do fractional shares. I bought low cost but worth ETFs and I’m planning on putting about $800 a month into it. My three are SPYM, SCHG, and SCHD. Only have one of each right now. Are these three good to focus on or should i buy more ETFs?