Some credit problems!
Hello hello, I’m pretty young, turning 22 this summer and I’ve been looking for an apartment in the Chicago area under or around the $1000/mo range, problem is my credit is VERY poor. Probably around 500 (thanks to some very poor credit card choices when I was younger). I’ve had a lot of trouble finding anything around that range for credit. My income is really great though, currently making a little more than $8000 a month pre taxes. I have around $5000 saved up as well and potentially greatly adding to that over the next few weeks. It would help to know that I have been renting for a little over 2 years. No evictions, on time payments and no outstanding rental or utility debt. I’ve read online that these are all useful things to have known for an application, I just worry that a lot of places will simply look at the credit score and my debt amount and simply pass.
I’m completely willing to do sublets/room for rents as well, but studios are preferred. I’d just be curious because I know people are knowledgeable here if there is anything I could or should do to actually get a place here. I’m not very picky about where apartment is, as long as it’s not in terribly dangerous zones of Chicago.
edit: should mention as well, that I don’t really have any options to have someone co-sign with me unfortunately.