Established Insurance Agency Looking for a $100k Investment to Help Scale
I’m the owner of an established insurance agency in Colorado, and I’m looking for a $100,000 investment to help me scale what I’ve already built.
This isn’t an idea or a business that’s still trying to find product market fit. The agency is already operating and generating revenue. I’ve built it myself as a solo agent over the past 7-8 months and at this point the biggest limitation isn’t whether I can sell. It’s that I simply don’t have the capacity to grow as fast as the opportunity allows.
My plan is to use the investment to significantly increase lead generation, hire licensed producers, and build a customer service team so the business can continue growing without everything depending on me.
Colorado’s insurance market is very demanding since we have some of the largest rate increases throughout the country, especially with auto insurance. There’s constantly new customers searching for better premiums each year so there are always opportunities to get new clients.
One of the biggest reasons I’m raising capital now is because of the carrier’s incentive structure. Through March 1 of next year, the agency is eligible to earn a massive commission once production goals are met. After that, the incentive gets cut almost in half. That creates a unique opportunity to grow as quickly as possible while those incentives are available.
I already have a completed pro forma, a detailed growth plan, and a clear strategy for deploying the capital. I’m open to structuring the investment as a profit sharing arrangement with terms that make sense for both sides.
More than just funding, I’m also looking for someone who can bring experience. If you have a background in insurance, financial services, or scaling sales organizations in general, I’d value mentorship just as much as the capital. My goal is to build a large long term business, and I believe the right investor can have a meaningful impact beyond writing a check.
If this sounds interesting to you, I’d be happy to connect, answer any questions, and share additional financial information!