u/Cheap_Ad6983

My Phonepe SBI black credit card has been approved. Earlier I have received HDFC pixel and Axis airtel card. But didn't opened. Is there any harm in applying for the card and not opening it ?

Suggest a credit card for me. Need to pay electricity, mobile recharg for home. Since I am living in tier 2 city not so much expenses. Grocery shopping and sometimes amazon or flipkart, uber or rapido Limit not an issue