u/ChitranshAgarwal

I opened a premier salary account with HSBC to get the premier credit card, my RM told me that if you are getting salary of 3 lac + every month then their won’t be any renewal fees but I have to pay the joining fees.
Now I know we get 20000 points but I think some people have gotten the card without joining fees if they fulfil the criteria.

Anyone here who didn’t pay the joining fees on this card?