Trend of Bonds in TFSA
I am starting to see a trend of people adding Government Bonds to their TFSA’s.
I don’t really see the point in playing a portfolio manager in an areas where most people have little to no knowledge on adequate portfolio asset mixes.
Why not just get a balanced EFT if you want both equity and bond exposure? Is this not more beneficial as you will get a distribution of interest and dividends with the added benefit of equity appreciation.
Furthermore actual professionals at Satrix or Sygnia with actual portfolio mix competence have diligently found the optimum mix of bonds and equities
So really my question is:
if you are getting bonds for the interest why not just get a Balanced EFT?
if it for diversification why do you not just get a World Index EFT (and just track the entire market) or once again why don’t you get a Balanced EFT (this is diversification)?
I could just ask ChatGPT but I want to hear from the community rather.