u/CodenameStevie47

I'm currently sitting on around $4k liquid. I've got $5.3k in a brokerage (Atomic Brokerage LLC) that gives me 3.75% APY and it's spitting out about ~$16-$19 a month right now. I always hear Caleb talking about investing in the S&P 500 but after some math, I was looking at dividends maybe doing $16 every quarter? Maybe I did the math wrong (most likely)? Anyway, should I just add the liquid cash into the brokerage and earn more that way or did I REALLY mess up the math on the S&P 500?

Also, any suggestions on a higher APY through another service? Please and thank you for the help/suggestions everyone! 😊