u/Comfortable-Desk4927

The representative on the phone said this the negotiated rate for a master's level clinician. I'm not sure if she fully understood (I know terms vary so I said a fully and independently licensed therapist/LCSW) or if this is their true rate. Is this normal for Cigna? This seems very low to me. Every other insurer I work with reimburses *at least* $30 higher, with some as high as $90 more. A little lower would be fine but that isn't even in the ballpark of what others are reimbursing...