Am looking for advice, I look after the finances in our house, we have 1 young child together. We both have separate bank accounts and transfer the bills (mortgage, creche fees, utilities) amounts into an account with my name on it. We had this before we got married and have continued it as he prefers it that way. I don't mind this to be honest.
My husband signed up to a pension 8 years ago, he is 51 now and has been maxing out his contribution through his pay. As the bills were always were based on take home, it was fine as i was the the main breadwinner all along. His income has surpassed me in the past 3 years and as a result the pension contributions increase and maxed in line with this.
Its important to note that I have a public service pension. Since I returned from maternity which i funded myself (through savings and paid bills every month), i have really struggled financially, i am taking my leave to cover childcare gaps which is another financial hit again. I am worn to be honest, don't buy anything nice for myself anymore. I just don't have the money to do so.
My husband is a very generous man and is no way mean with money, but i want to be fair to him and have a little disposable money for myself. He also does a little work in another area and gets remunerated for this outside of his normal pay, this is not taking into account when i split the bills, it doesn't account for much, but still its extra.
Am wondering how should i approach this