u/Comfortable_List9573

▲ 2 r/PersonalFinanceNZ+1 crossposts

A-I own 2 rental properties via a limited company with positive cash flow and small 200 k debt . Owned for 6 years.
B-We also own a family home valued 1.5 million debt free. Owned for 6 years. (This will be a rental after below purchase)

C-We have purchased a propety for 1.4 million to live in it. (this will be our new fmaily home and in our names) . This means i need to restructure and free up our equity from prior Family home (B).

Question 1: Should I also put the family home (in B ) to company who owns 2 rental properties (in A) in order to reduce positive cash flow.

Or, set up a new LTC and transfer prior family home in B, and offset against my personal income and maybe in the future i can also transfer other rental properties.(as other rental properties would be posituve cash flow)

Question 2: What happens if i sell properties owned by standard or ltc?

thanks for your advice!

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u/Comfortable_List9573 — 25 days ago