So I’m reading online that the S&P is projected to return 3% nominally for the next decade, basically keeping on par with inflation - 0 real growth.
With sequence risk and volatility risk considered, wouldn’t cash be a pretty descent alternative with such bad rates. I mean your trading 3% nominal returns for volatility and sequence risk. As a new retiree cash sounds appealing with these projected rates
What are your thoughts. Is it worth it with such low returns
u/Common-Willingness57 — 22 days ago