u/ComplexAd9832

Hello people,

I am 24M with a salary of 67k ,having 2.3 lakh in MF and ~50k in stocks,total savings I have is around 1.64 lakhs.

My montly SIP is 10k and I am planning to purchase a bike worth 3.4 lakhs.Out of 67k my monthly savings amount to 10-15k.

I was planning on stepping up my MF by 3k but in order to plan for my bike, (which I have been thinking to buy for a while now)

I am now planning on selling 1 lakh worth of MF and put in a little from my savings. Remaning would be loan.

Can you guys suggest me a better way to look at this from a financial POV?