u/Conscious-Match7021

▲ 78 r/RothIRA

Roth IRA vs Roth 401k

I have my company 401K through vanguard. I wasn't paying much attention and thought they offered a Roth IRA but now realize it is a Roth 401k. I've been splitting my contributions monthly between those two.

Is there any reason I should open a Roth IRA over the Roth 401k provided under my employer plan? I've googled the differences and I'm not really sure if I'm missing out on a benefit from the Roth IRA.

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u/Conscious-Match7021 — 7 days ago