u/ConstantMuted2353

My husband just enrolled in Medicare Part A and B in February since he turned 65. He hadn't done our taxes yet. We are also covered by federal health insurance as I had to take an early retirement last year. My husband still works as a consultant and 2025 was a very slow year. We just met with our financial planner--and she recommended filing the SSA-44 because we are way under the AGI for the rate we are paying. The SSA Representative my husband met with in January never mentioned anything about this--we thought it was just the $200+. We know this year, we'll definitely be higher, but still qualify for the lower rate.

Can we still file for last year and get the lower amount?