u/Content_Dig_2930

emergency funds- what platforms/ banks do people use?

Following recent posts about emergency funds has got me thinking about platforms. I am on RWT 33% rate. I currently use Squirrel on call account due to their 7 days a week and quick same day withdrawal in case I need money in less than 24hours ( I know it is not PIE). I also have some funds with Kernel PIE save, Heartland CashPIE, Booster Savvy and Sharesies PIE save. However, only booster savvy has the ability for same day withdrawals compared to the other ones. I am looking to see if I am missing any banks or platforms that I can access cash urgently within 24 hours and also earn some decent interest. ASB bank is my main bank and their rates are a bit crap. I am mortgage free. Thanks all.

reddit.com
u/Content_Dig_2930 — 5 days ago

Kernel high growth vs total world fund

hi ya'll, i'm having second thoughts. Between high growth and total world fund what would people choose for 10-20 years? Surely high growth with more tilt towards NZ would be more tax efficient?

reddit.com
u/Content_Dig_2930 — 12 days ago

New Zealand global funds: A fairer test for active vs passive returns - Greg Smith

I thought it was an interesting article that active and passive investing can complement each other? Thoughts?

nzherald.co.nz
u/Content_Dig_2930 — 1 month ago

Diversifying asset classes

Hi all, just wondering what are people's thoughts about asset classes like REITs to help balance volatility against stocks? Smart Australian Property ETF? Kernel Global Property?

reddit.com
u/Content_Dig_2930 — 2 months ago

Booster Savvy debit card

Hi, I just signed up to Booster Savvy and the debit card is on it's way. Does anyone know if I can use it like an eftpos like a traditional eftpos card? thanks

reddit.com
u/Content_Dig_2930 — 2 months ago