Liveaboard Help
I’m a 39F with two dogs in northern NJ. I am accepting a role in NYC shortly and the rent prices feel criminal. How crazy am I to think I can get a reasonably priced boat and commute from Jersey City or Long Island (New Rochelle ish)
I grew up on a wooden Matthews when I was very young and a 48’ 1972 Hatteras that my dad sold when I was about 22. He retired young and went north to Nova Scotia most summers so I spent a lot of time on the boat. He passed away 3 years ago so some of this is nostalgia too. My ex had a beneteau the dogs’ spent two summers on and they were never happier.
My logic: $800-$1000 on dock fees + a loan payment ($2000-3000) is still cheaper than rent. If I can outright own the boat in 2-3 years and still maintain the lifestyle a few years beyond, I’ll be far further ahead financially than I would with renting alone for $5k a month. In terms of lifestyle, I don’t have a lot of “stuff” and have always had aspirations of a smaller way to live ie: tiny house. And let’s face, these apartments are much larger.
My mom is semi local (on land) should winters get dicey. Thoughts? Advice?