u/CowgirlFromHell666

I’m looking for advice on the best way to tackle my CC debt. I have about $37000 across several cards.
I switched jobs 6 months ago and took at 20-25k hit on my pay. But my mental health is better. I’m working on finding a. PT/PRN position to help pay down the debt.
I have a plan to maybe consolidate about 25-27k on the higher APR cards. And then try and snowball the other lower rate cards once I pick up that supplemental job.
So far I’ve looked into some loans that Credit Karma says I can qualify for, problem is when I do check out the rate it’s double than what CK tells me I could qualify for. I can’t figure out my credit score, because depending on the site, either CK or one of my CCs that monitor it, it’s always different and I never know what it really is. The range is 650-700 between all 3.
I applied with Achieve, and they won’t give me any details without talking to someone.
Has anyone used any of these companies and have found better luck with one or another??
Thanks for your help!