Cpp break even?
Hi. Where would I find the CPP breakeven point in the platform when I integrate it with my other assets? Thanks!
Hi. Where would I find the CPP breakeven point in the platform when I integrate it with my other assets? Thanks!
Hi. I entered $0 on all accounts including tfsa in monthly savings/debt payments (75 years old to life expectancy). Why is there a tfsa contribution in projection and the tfsa balance is growing? Thanks!
Hi. Is it advisable to increase by inflation on my yearly vacation budget when using override?
Hi. Is there a place to change the rrif age conversion in discovery > foundation? On my base scenario (advance option) it is at 71 for both me and my wife. We plan to retire at 60 and do rrsp meltdown. Thanks!
Hi. Is there plans in the future if the platform can calculate withholding tax to avoid paying too much or not enough yearly tax? Thanks!
Hi,
In "Investment return and asset allocation" I have 3.86% as a return. I know fees has been deducted but is inflation accounted for? Thanks!
Hi. I'm on rrsp/rrif meltdown and was wondering where the tax bracket $67723 and $76923 come from? Thanks!
Hi, which metric should I pay attention in retirement spending if I want to leave as little money as possible? Thanks!
Hi. When withdrawing from a rrif every year does this include withholding tax? Thanks!
Hi. I was wondering why the "total monthly expenses" in snapshots doesn't add up to the subcategory of monthly housing expenses, monthly transportation expenses etc... thanks!
Hi. I changed my wife’s retirement age in profile. Her age in expenses snap shot does not change unless I change my age. She is younger by four years. Does this affect any calculation in projections? Thanks!
Hi. How can I model making a lump sum payment towards my mortgage?
Hi. My wife is planning to retire at 56 years old. She has two DB pension from two different employers. She wants to take one pension at 56 and the other at 60. How can I model this scenario? Thanks!
Hi. I have non registered account highlighted for me and my wife in profile. Can you explain why "type of return and portfolio turnover" is not in blue in investment plan? I do have $0 balance in non registered as I only activated it so there is a place for money to go to. Thanks!
Hi. I was thinking of changing my wife’s retirement age from 56 to 60 to apply to all scenarios. I believe I would need to make changes to her profile, her DB pension and snapshot. Have I missed anything else? Thanks!
Hi, I entered $0 for mortgage amount in early retirement snapshot from 60 to 75. In the projections > spending I noticed there is debt payments. Mortgage is the only debt I have. What is causing this discrepancy?
Hi, how should I enter mortgage in debt section and current snap shot? My mortgage amount is ($433/26 payments per year) $938 per month with $800 rental income. A difference of $138. Thanks!
Is there a way to know if a scenario has overrides applied without opening all the tabs? Thanks!
How would I model two rrsp meltdown scenarios starting at 60 to 71 and the second is 65 to 71? Thanks!
I’m confused on how to choose age amount along with income tax bracket in rrsp meltdown? Should I be choosing age amount after choosing a targeted income tax bracket?