u/Cultural_Ad_5462

Expense tfsa?

Hi. I entered $0 on all accounts including tfsa in monthly savings/debt payments (75 years old to life expectancy). Why is there a tfsa contribution in projection and the tfsa balance is growing? Thanks!

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u/Cultural_Ad_5462 — 4 days ago

Rrif age conversion?

Hi. Is there a place to change the rrif age conversion in discovery > foundation? On my base scenario (advance option) it is at 71 for both me and my wife. We plan to retire at 60 and do rrsp meltdown. Thanks!

reddit.com
u/Cultural_Ad_5462 — 6 days ago

Withholding tax?

Hi. Is there plans in the future if the platform can calculate withholding tax to avoid paying too much or not enough yearly tax? Thanks!

reddit.com
u/Cultural_Ad_5462 — 8 days ago

Investment returns?

Hi,

In "Investment return and asset allocation" I have 3.86% as a return. I know fees has been deducted but is inflation accounted for? Thanks!

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u/Cultural_Ad_5462 — 10 days ago

Hi. I was wondering why the "total monthly expenses" in snapshots doesn't add up to the subcategory of monthly housing expenses, monthly transportation expenses etc... thanks!

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u/Cultural_Ad_5462 — 19 days ago

Hi. I changed my wife’s retirement age in profile. Her age in expenses snap shot does not change unless I change my age. She is younger by four years. Does this affect any calculation in projections? Thanks!

reddit.com
u/Cultural_Ad_5462 — 19 days ago

Hi. My wife is planning to retire at 56 years old. She has two DB pension from two different employers. She wants to take one pension at 56 and the other at 60. How can I model this scenario? Thanks!

reddit.com
u/Cultural_Ad_5462 — 20 days ago

Hi. I have non registered account highlighted for me and my wife in profile. Can you explain why "type of return and portfolio turnover" is not in blue in investment plan? I do have $0 balance in non registered as I only activated it so there is a place for money to go to. Thanks!

reddit.com
u/Cultural_Ad_5462 — 20 days ago

Hi. I was thinking of changing my wife’s retirement age from 56 to 60 to apply to all scenarios. I believe I would need to make changes to her profile, her DB pension and snapshot. Have I missed anything else? Thanks!

reddit.com
u/Cultural_Ad_5462 — 23 days ago

Hi, I entered $0 for mortgage amount in early retirement snapshot from 60 to 75. In the projections > spending I noticed there is debt payments. Mortgage is the only debt I have. What is causing this discrepancy?

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u/Cultural_Ad_5462 — 26 days ago

Hi, how should I enter mortgage in debt section and current snap shot? My mortgage amount is ($433/26 payments per year) $938 per month with $800 rental income. A difference of $138. Thanks!

reddit.com
u/Cultural_Ad_5462 — 26 days ago

I’m confused on how to choose age amount along with income tax bracket in rrsp meltdown? Should I be choosing age amount after choosing a targeted income tax bracket?

reddit.com
u/Cultural_Ad_5462 — 27 days ago