
Roast my free "can I afford it" calculator - built for almost anything, not just houses and cars
Built this because every affordability calculator I found only covered houses and cars, using generic income brackets instead of real numbers. Tell me what's wrong with it.
You type in what you're considering (a wedding, a business loan, IVF, "to take unpaid leave" - 800+ built-in categories, or your own) plus your income, and it gives a plain risk read - low, moderate, elevated, or high - instead of a spreadsheet. No sign-up needed.
What I'm least sure about: whether the risk thresholds themselves are right (is 15% of take-home too conservative for a car payment? too loose?), and whether "tight/risky" actually reads as useful or just vague.
Go easy-ish. Or don't.