Roast my free "can I afford it" calculator - built for almost anything, not just houses and cars

Roast my free "can I afford it" calculator - built for almost anything, not just houses and cars

Built this because every affordability calculator I found only covered houses and cars, using generic income brackets instead of real numbers. Tell me what's wrong with it.

You type in what you're considering (a wedding, a business loan, IVF, "to take unpaid leave" - 800+ built-in categories, or your own) plus your income, and it gives a plain risk read - low, moderate, elevated, or high - instead of a spreadsheet. No sign-up needed.

What I'm least sure about: whether the risk thresholds themselves are right (is 15% of take-home too conservative for a car payment? too loose?), and whether "tight/risky" actually reads as useful or just vague.

www.caniafford.it

Go easy-ish. Or don't.

u/D147- — 4 days ago

I made a free "can I afford it" calculator that works for almost anything, not just houses and cars

Every affordability calculator I could find online only covered houses and cars, and most used generic income brackets instead of your actual numbers. So I built one that takes almost anything - a wedding, a business loan, a hip replacement, a house, "to take unpaid leave" - and checks it against your real income instead of a one-size-fits-all rule of thumb.

You type in what you're considering and your income, and it gives you a plain risk read (fine / tight / risky) instead of a spreadsheet. No sign-up needed to use it - everything's calculated in your browser.

It's grown past just a calculator too - if you make a free account it adds an expense calendar, budget targets per category, a debt payoff planner, and a net worth tracker, so you can actually plan toward a goal instead of just getting a one-time yes/no answer.

650+ built-in categories, or just type your own.

www.caniafford.it

(Happy to answer any questions about how it works or the calculations behind it.)

reddit.com
u/D147- — 7 days ago

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