I used to think corporate health insurance is enough. Ab company de hi rahi hai cover so why spend extra on a personal policy.
But recently there was a hospitalization in my family and that’s when my thinking changed. First thing I noticed was the low cover in corporate insurance. Apart from that there was a room rent cap and also sub-limits on certain treatments which I had never even heard about before.
So I finally decided to get a personal policy and went with the care supreme plan from care health. Main reasons were no room rent limits, no sub-limits and features like automatic recharge which felt more practical after what I saw.
Just sharing this because I made the mistake of delaying it for too long. Do you guys here have a separate personal policy or just corporate one?