Is 44% of income on a mortgage just normal now?
Finally got my budget properly sorted and mapped everything out. Honestly didn't expect it to hit as hard as it did when I saw it laid out visually.
Brisbane homeowner, two kids in school, dual income. I'm still saving and investing which I'm happy about, including a bit each month for the kids, but with three rate rises already this year and potentially more coming it's getting harder to feel like we're actually getting ahead.
Anyone else feeling this? Has anyone actually found ways to get their mortgage more balanced without just selling up?
u/DanTucks — 3 days ago