u/Dangerous-Appeal9870

I just turned 50! I paid off my house this year; MCOL. Paid off my student loans last year. Paid off all personal loans and credit cards. I only have 3 months of emergency fund, but will work on making it at least 1 year's worth. I spend 2.5k/month without the mortgage. Mostly food.

I'm employed but not permanent; 120k/yr. No opportunity to do OT. I'm saving as much as I can and at the same time trying to enjoy my life by eating out a lot, which I enjoy.

It took me 10 years to pay off my house and all loans and now I just want to enjoy my debt-free moment for a year and I'll start saving aggressively. I'm maxing my 401k right now too.

I just hope that I can keep this current job and I'll be golden!