u/DangerousAd7361

I make 100k a year in base salary and 40-80k (varies a lot) a year in commissions while having an employer sponsored 401k with a 4% match
 
I currently contribute 17% (seems to come off the base salary only) pretax to 401k while taking advantage of the 4% match from employer.
 
I also have an HSA in which I contribute roughly 120 a month from paycheck. I get paid biweekly so 57 per check.
 
I currently have 110k in my 401k, 45k in emergency fund hosted by an HYSA, and $600 in my HSA. I also have 0 debt. As a 41 year old who is behind on retirement savings, I wanted to know if I should start a Roth IRA.
 
Question is – considering my current allocations of my paychecks, what would be the ideal contributions to the 3 buckets (401k – HSA– Roth) if I were to add in the Roth IRA?
 
As of now the money is mostly going to the 401k with the small amount to HSA with 0 Roth.

I feel like I am doing it wrong and could use some guidance.

I make 100k a year in base salary and 40-80k (varies a lot) a year in commissions while having an employer sponsored 401k with a 4% match
 
I currently contribute 17% (seems to come off the base salary only) pretax to 401k while taking advantage of the 4% match from employer.
 
I also have an HSA in which I contribute roughly 120 a month from paycheck. I get paid biweekly so 57 per check.
 
I currently have 110k in my 401k, 45k in emergency fund hosted by an HYSA, and $600 in my HSA. I also have 0 debt. As a 41 year old who is behind on retirement savings, I wanted to know if I should start a Roth IRA.
 
Question is – considering my current allocations of my paychecks, what would be the ideal contributions to the 3 buckets (401k – HSA– Roth) if I were to add in the Roth IRA?
 
As of now the money is mostly going to the 401k with the small amount to HSA with 0 Roth.

I feel like I am doing it wrong and could use some guidance.