Is it possible for company provided insurance to not pay out the family due to small technicality but to pay out the company? Would we not have the same “requirements”?
Hi,
I have had a crazy situation and it’s 18 years old (statute of limitations?)
My father worked for a major truck driving company. He had a heart attack in his truck, while backing up into a major worldwide brand companys loading dock. He put on his breaks, turned on his emergency flashers and very slowly hit the building. Nobody noticed. I believe he was there over an hour or similar time. Pretty busy and large place. We were told eventually some workers found him and called corporate office for instruction and corporate told them no one was allowed to help until they got ahold of my dad’s company. My dad could’ve gotten medical help for his heart attack because of a major food companies policy.
Eventually another truck driver pulls up and sees him slumped in his seat and calls for help, runs over and pulls him out to try cpr. The company later said he was initially alive but quickly died after being out of the truck. We would later personally talk to this man who said he was told he was not allowed to open my dad’s door and he said “fuck you! I’m helping!”
The million dollar life insurance policy was unpayable because it only applied if he died in his truck.
I was a teen but we lost our dad, our house, cars, stability, everything. All in under a year. My mother honestly went crazy. I think she wanted to look into things but didn’t know how to go about it and instead began acting kind of insane. We were homeless less than a year later.
The major food brand company he was delivering to said all their cameras from the side of the building my dad was on, were all broken. No proof. The man who pulled my dad out of his truck did call my mom and told his side of the story but said he couldn’t tell if my dad was alive or not. He was genuinely a good person trying to help and felt personally responsible we didn’t get paid out. I do not blame him for anything and have absolutely no beef with this man. We would’ve 1000% rather had my dad than any money.
His workplace refused to answer any questions and cited my mom harassing every single person (and yes she was screaming, yelling, cussing, crying, slightly threatening, etc) as the reason why they wouldn’t talk to her. The food company was who she took her wrath on because when she initially called to ask for the recordings, they were incredibly mean and she begged them to understand how our lives were just ruined, and they literally were like “we don’t care, don’t call us, this is ur problem and we don’t have to do anything” so of course she got enraged.
My mom gave up eventually. On everything, really.
Now that I’m older, I’m calling bullshit. My mom legit went insane. She was already on permanent disability for mental illness (incredibly uncommon and required doctors to say she will never recover even with all doctor treatment). Our family was ruined. I’m a researcher and I love learning so as I am just beginning to dig, I reached out to NAICS with a request if anyone was paid out. I actually figured they’d say “nope. Tough shit” but now they’re requesting my birth certificate and my dad’s death certificate.I know this doesn’t necessarily mean anything was paid out, but I am questioning it. If nothing was there, couldn’t they just say that?
Personally, if I was older when this happened, I would have hired an attorney. One of the main reasons my mom gave up was the food company y called the police on her and even told her directly a law suit won’t help because with her acting crazy, no judge or jury would side with her. I actually no longer believe this. I would’ve had a lawyer show the court an already mentally ill woman went through an incredibly tragic situation and the two large corporations were working together and being so heartless and cold and it caused further damage. I honestly think we could’ve won something.
I know this will never make up for my dads death, nor will it ever fix my moms mental health. The years following his death were so incredibly hard, I can never express this enough. We owned a home, cars, were your typical American family. Despite my mom’s mental illness, we were all very stable, reasonable and level headed.Within a year, everything was gone, we were couch surfing as a family, so many things came from that situation.
Can someone tell me if there is a statute of limitations on this? Would it be possible that my dad’s company could’ve been paid out but we were denied? If there are no statute of limitations, do you guys see any major issues here I am overlooking or do you think this is a sad situation that will not ever go in our favor?
My dad’s company as well as the food company he was delivering to, are both huge names with billions that are known to be shady and drown people in legal fees. Even based on that, it may not be plausible to do this. Despite all of that, I did go on to get degrees and a job and to make my dad proud, but I’ll never be able to take on billion dollar companies unless a judge moved it through quickly.
What do u guys think?