u/Dear-Bed3949

At my limit with tech job

I've (35M) been working at a big tech company in SWE for the last 10 years, but everything I enjoyed about the job has faded away at this point. It's making me miserable now. I've stayed for the $250K a year salary, but it doesn't feel worth it anymore. Long commute (no more hybrid), office politics becoming much more important, and AI slop everywhere. I want to leave but I'm unsure if I'm actually ready for coastFIRE without having to drastically change my lifestyle. I very recently found this sub so haven't run the numbers myself yet.

Breakdown:
$1.6M in brokerage (mostly my ESPP/RSUs but starting to diversify)
$285K in 401K
$30K savings

Not carrying any debt but I do live in a VHCOL city. My rent alone is $3400, and I do love living here so I don't want to move. It's also near all of my family and friends. I plan to find another job closer to where I live, and know I will be taking a paycut. Assuming it will be around $100K a year.

How should I go about setting up my coastFIRE situation? I've had a high income for so long I never really sat down and ran the numbers since I knew more was coming. But the current state of my job is making me neglect my mental/physical health so I need a change.

Thanks for any and all help.

reddit.com
u/Dear-Bed3949 — 2 days ago