What do you think? PSLF situation
-On SAVE forbearance
-91 confirmed eligible payments through 8/2024. If I can buy back for my time on SAVE forbearance since 9/2024, I would be eligible for 120 after my February 2027 payment.
-These 91 confirmed payments are eligible graduate school loans, I've previously successfully been forgiven for 120 payments of undergraduate loans.
-I'm thinking I just stay on SAVE forbearance until I receive my 90 day notice, then I'll apply for a PSLF eligible plan at that time. Im thinking I might start up payments as early as July/Aug1 2026 or as late as never? Either way I'll attempt to apply for buyback in Feb 2027 assuming a combination of forbearance and payments this year, or just forbearance.
Does this sound logical? Any suggestions? Thanks for taking a look and for your feedback.