u/DependentFeedback857

Let’s say your band operates as a sole proprietor for tax purposes, would my personal liability insurance cover me if I’m found at fault and wreck someone else’s ride?

I just don’t want to leave myself open to something avoidable. Any insurance agents/musicians able to weigh in?

EDIT: I’m looking at doing little weekenders a few times a year not looking for a full blown entertainment insurance package.

Right now i’m thinking adding a commercial use clause to my current insurance might be easiest if we use a personal vehicle which we might. Otherwise sporadically renting a van and buying the supplemental insurance might be my other best choice. I’m open to learning new things here.