Is it possible to improve credit before beginning to pay off debt?
Like many people, I was raised with zero financial security or education and am just barely scraping together an understanding on my own. I accrued 16k in credit card debt a while ago, then lost my job and was out of work for a few years, so it went to collections. I’m only now able to start paying it off but I wondered if I can / should be doing anything about rebuilding my credit in the meantime or it has to first be paid off.
Thanks