u/DirtyDeedyP92

My boyfriend is 58, I am 34 and he had a heart attack in 2019 but has been stable since and is on medication daily. Does not smoke. Im trying to find a $50k-$100k life insurance policy that is affordable (I’m on a budget). He literally takes care of everything….any money I make as an employee in his business is all “play money” I guess. I don’t want for nothing. I’m very blessed. I know I say affordable…I can manage a monthly policy with me as the beneficiary.

I’m confused about:

simplified vs guaranteed issue

waiting periods

if he’ll even qualify

Has anyone gotten coverage in a similar situation?

What should I realistically expect or look into?

Any recommendations or sound advice.

TIA