Checking to see if anyone has experience with BOI and Mortgage Fixed Rate breakage fees. Currently on a 4% rate with approx a year and half left on it and want to move to 3.25%.
According to their calculation I should owe around €4k for moving rates but I’ve rang them on two separate occasions two weeks apart and have been quoted a fee of €0.
They’ve said the price is calculated on the day the paperwork is processed so I’m seeing whether people have had any similar experiences as I don’t want to get stung with a €4k bill.
u/Disinformationn — 16 days ago