25M - £100k NW. Where do I go from here?
Hi, long time lurker and first time poster. Really sorry if this comes off as out of touch, I know that I'm incredibly fortunate to be in this position.
I stumbled on this forum a few years ago and it completely transformed how I viewed personal finance. Thanks to all of your insights I've managed to cross the £100k NW milestone.
For the last 2/3 years, having a £100k NW has been the goal, but now that I've met this target, I feel rather low as I reflect on the other areas of life that I've neglected along the way.
I don't have a particular age in mind to FIRE, but it's dawned on me that I could end up being a dull person if I continue prioritising financial goals from 25. I also don't care for my job much either which is compounding this feeling of inadequacy/unfulfillment.
I suppose my question is, where do I go from here? Do I slow down temporarily while I figure life out, or try to reach a new target which could enable me to coast? I travel frequently, and would love to go travelling for an extended period but basically halting any FIRE related progress is a concern.
It's worth mentioning that I'm fortunate to live at home currently which is helping me to save/invest aggressively.
Any thoughts or reflections would be greatly appreciated, thank you!
Here is my financial breakdown also:
- Salary: c.54k
- Pension: 40.6k
- S&S ISA: 49.9k
- Medium-term bank account: 7.5k
- Cash/Emergency fund: 4k (drained this with life expenses but will grow again)