Private Practice Insurance Coverage Question
My wife is an LCSW and is in the process of establishing a private practice. She will initially be providing telehealth services and will be the only provider/employee under the LLC she has established. What kind of cyber coverage does she need? We’ve seen recommendations for coverage of $250k while other malpractice policies offer cyber coverage up to $25k. We’ve see annual premiums range from $170 - $350. What are people actually getting for themselves and what is range of your annual premium?