u/Dramatic-Bunch-9112

I'm currently on the SAVE plan and my payment amount is $0. I did the loan simulator and my new payment is set to be $732 and there is absolutely no way I can afford that. I have 38 payments left, but 20 of those are eligible for buyback at $0 (according to a worker at FSA...), leaving me at technically 18 more payments. Has anyone else had this significant of a jump in payments under these new plans, and if so, how are people navigating this (are you applying now for a new plan now, waiting it out until July?)? Any guidance or advice is welcome.