u/DreamChaser_77

Better option for utilities payment with DCB Metal

Better option for utilities payment with DCB Metal

Dear Fam, I recently got my DCB metal and am trying to learn how to maximize the rewards. Now my question is, why should one pay heavy processing fees to Amzn for Apay gift cards. I saw a post from airtel thanks app, link attached below, which says 10% cashback on utilities plus assuming rewards from Bank. Is my assumption wrong, can anyone who tried both please compare the rewards here

https://www.airtel.in/finance/credit-card/hdfc-bank-diners-club-black-metal-credit-card

u/DreamChaser_77 — 8 days ago

Buy Lulu voichs with DCB metal

Dear experts, recently got my DCB Metal. Most of my groceries are from Lulu. But I didn't find any help on how to buy Lulu vouchers with maximum rewards. I found that vouchers are available on Amazon and woohoo. Can anyone please suggest if buying from these sites directly makes sense or is there a better way.

reddit.com
u/DreamChaser_77 — 13 days ago

Hey Fam, thanks for all the suggestions earlier to get DCB. After months of follow up, i finally got it. PLEASE GIVE TIPS TO MAXIMIZE THE REWARDS.

Here are my spends:

  1. Groceries, travel, dineout etc: 60 to 80K per month
  2. Insurance+taxes(annual): 45K
  3. Medical expenses (annual): minimum 15 K 4: rent (monthly): 42K
u/DreamChaser_77 — 15 days ago