
Better option for utilities payment with DCB Metal
Dear Fam, I recently got my DCB metal and am trying to learn how to maximize the rewards. Now my question is, why should one pay heavy processing fees to Amzn for Apay gift cards. I saw a post from airtel thanks app, link attached below, which says 10% cashback on utilities plus assuming rewards from Bank. Is my assumption wrong, can anyone who tried both please compare the rewards here
https://www.airtel.in/finance/credit-card/hdfc-bank-diners-club-black-metal-credit-card