u/Due-Resident429

NO REVENGE. NO HATRED. JUST ACCOUNTABILITY. BECAUSE WHAT GOES AROUND EVENTUALLY COMES AROUND.

There’s an old saying:
“What you put into this world eventually comes back to you. How you treat others matters. And sooner or later, everyone must answer for their actions.”

Lately, I cannot help but think about those words when I look at what is happening with the Boy Scouts of America Scouting Settlement Trust.
Because what survivors are being put through is, in my opinion, absolutely scandalous.
WE WERE CHILDREN.

We were taught to be trustworthy, loyal, helpful, friendly, courteous, kind, and brave.
We were taught that character mattered.
We were taught to do the right thing, even when nobody was watching.

Yet when we needed protection the most, the very institutions and adults we trusted failed us.
And now, decades later, after finally finding the courage to tell our stories, many of us feel as though we are being failed all over again.

FIRST, THEY TOOK OUR CHILDHOODS. NOW, THE SYSTEM IS TAKING YEARS WE HAVE LEFT.
Think about that.

Survivors spent decades carrying trauma that no child should ever have to endure.
Some struggled with addiction. Some lost marriages, careers, friendships, and opportunities. Some spent their lives battling depression, shame, and memories they could never escape.
Some never survived long enough to see this settlement.

And those of us who are still here?
We have been asked to wait.
And wait.
And wait some more.
We went through the claims process. We told our stories. We submitted evidence. We reopened wounds that had never fully healed.
Some survivors received awards recognizing millions of dollars in damages.

Yet receiving an award on paper and actually receiving meaningful compensation are two very different things.
WHAT GOOD IS A MULTIMILLION-DOLLAR AWARD IF A SURVIVOR DIES WAITING TO RECEIVE IT?
Meanwhile, insurance disputes continue. Legal proceedings continue. Administrative processes continue.

But time does not stop for survivors.
Every day that passes is another day we cannot get back.
Every month of delay is another month someone may be struggling to afford medical treatment, housing, therapy, or simply a little peace.
AND THAT IS WHAT MAKES THIS SO OUTRAGEOUS.

The Scouting Settlement Trust was established to compensate survivors.
Not to become another source of uncertainty and suffering.
Not to leave survivors wondering whether they will live long enough to receive meaningful compensation.

Not to make people who were silenced as children feel powerless as adults.
THE TRUST EXISTS BECAUSE OF US. WE DO NOT EXIST FOR THE TRUST.
Let that sink in.

Behind every claim number is a human being.
Behind every award is a childhood that was forever changed.

Behind every survivor is a little boy who once believed the adults around him would keep him safe.
And behind every delay is a real person losing something that can never be replaced.
TIME.

You can replace money.
You can renegotiate contracts.
You can litigate insurance coverage for years.
BUT YOU CANNOT GIVE A SURVIVOR BACK THE YEARS HE HAS ALREADY LOST.
And that brings me back to the message that started this.

I DO NOT WANT REVENGE. I WANT ACCOUNTABILITY.
I don’t need to see anyone suffer.
I don’t need hatred to motivate me.
But I do believe that how people and institutions treat others ultimately defines their legacy.
And I believe that those responsible for delivering justice should be judged not by their promises, their press releases, or their legal arguments, but by what they actually deliver to the people they are supposed to help.

If you claim to stand for justice, then deliver justice.
If you claim to care about survivors, then demonstrate it through your actions.
If you are entrusted with compensating victims, then transparency, urgency, and accountability should never be optional.

BECAUSE JUSTICE THAT ARRIVES AFTER A SURVIVOR IS GONE IS JUSTICE THAT PERSON NEVER GOT TO EXPERIENCE.
To every survivor still waiting, I want you to remember something.

We were children when our voices were taken from us.
We were children when adults failed to protect us.
We were children when we learned that sometimes the people who preach the loudest about honor and integrity are the very people who fail to live by those principles.

But we are not those powerless little boys anymore.
WE HAVE VOICES NOW.
And those voices deserve to be heard.
We have every right to question this process.
We have every right to demand transparency.
We have every right to insist that the people managing this settlement recognize the urgency of our lives.
And we have every right to be angry when a system created to provide relief leaves survivors feeling abandoned.

WE ARE NOT BEGGING FOR HANDOUTS.
WE ARE DEMANDING ACCOUNTABILITY FOR HARM THAT SHOULD NEVER HAVE HAPPENED.

To the Scouting Settlement Trust and everyone involved in this process:
Remember who this settlement was created for.
Remember the children who were betrayed.
Remember the survivors who have already died.
And remember those who are still here, watching the years slip away while waiting for meaningful justice.

Because history will not simply remember the dollar amounts announced in this settlement.
History will remember how the survivors were treated after those promises were made.
And that is a legacy every person involved should think very carefully about.

What goes around comes around!!
Not because we seek revenge.
But because actions have consequences, truth has a way of surviving, and accountability matters.

WE HAVE ALREADY PAID A LIFETIME PRICE FOR WHAT WAS DONE TO US.
WE SHOULD NOT HAVE TO SPEND THE REST OF OUR LIVES FIGHTING TO RECEIVE THE JUSTICE WE WERE PROMISED.

The little boys we once were deserved protection.
The men we are today deserve dignity.
And the survivors who are no longer with us deserved better than to die waiting.

NO MORE EMPTY PROMISES.
NO MORE TREATING SURVIVORS LIKE NUMBERS.
NO MORE FORGETTING THE HUMAN COST OF DELAY.

WE SURVIVED THE ABUSE. WE SHOULD NOT HAVE TO SURVIVE THE SETTLEMENT PROCESS TOO.

reddit.com
u/Due-Resident429 — 6 days ago

At what point do the remaining BSA insurance companies realize how terrible this looks?

Thousands of Boy Scouts abuse survivors have already waited decades for some measure of accountability.

And yet insurance litigation continues.
At this point, you have to ask:
What message are these insurance companies sending?

Because from a survivor’s perspective, when an insurance company keeps fighting rather than resolving its obligations and getting money to survivors, it can sure

“feel like they’re standing on the wrong side of child sexual abuse”
!!!

Seriously—why wouldn’t the remaining insurers want to step up, settle legitimate claims, and say:
“We helped bring this nightmare to an end for survivors.”

Wouldn’t that look better in the public’s eyes than spending more time and money fighting over who pays what while survivors continue waiting?

Nobody is saying an insurance company literally supports child sexual abuse.

But optics matter. Actions matter. And delay has consequences.

Some insurers have reportedly reached settlements. Good. Give them credit for resolving their disputes.
But for every insurer that still has unresolved

obligations, survivors deserve to know:
Why haven’t you settled?

What exactly are you waiting for?

Another year?

Another five years?

For survivors to die before receiving what they were promised?

These aren’t numbers on an actuarial spreadsheet.
They’re people.

They were children when this happened.

Many stayed silent for decades.

They finally came forward.
They went through the bankruptcy process.
They submitted their claims.
They told their stories.
And they’re still waiting.
So yes, maybe it’s time for more public attention on the insurance companies that continue fighting.
Settle the legitimate claims. Fund the Trust. Give survivors some closure.
The public should be asking why this is taking so damn long.
Survivors have waited long enough.
And if an insurer has already settled or resolved its involvement, that should be made clear too. Accountability also means getting the facts right.

reddit.com
u/Due-Resident429 — 1 month ago

Just a heads-up to everyone in the BSA survivor community:

I’ve noticed what appears to be an increase in people asking victims/survivors directly for money, financial help, or other assistance. Unfortunately, communities like ours can attract people who may try to take advantage of others, so please protect yourselves and do your due diligence before sending anyone money.
One simple thing you can do is click on someone’s username and look through their post and comment history. Someone who has legitimately been involved in the BSA settlement discussions will often have a history of participating in the community, asking questions, sharing updates, or discussing the same issues many of us have been dealing with.
If an account has little or no history related to the BSA settlement and most of its activity consists of asking people for money or assistance, that should at least be a red flag.
That doesn’t automatically mean someone isn’t legitimate, and everyone’s circumstances are different. Just use caution. Don’t send money, personal information, settlement information, banking details, or anything else sensitive simply because someone tells you a convincing story.
We’ve all been through enough already. Look out for yourselves and for each other.

reddit.com
u/Due-Resident429 — 2 months ago

BSA Survivor With IRO Award — Looking for Short-Term Help Until Next Distribution

Hi everyone,
This is a little uncomfortable for me to post, but I figured this community might understand the situation better than most.

I’m a fellow BSA survivor with an IRO award, and like many of us, I’m currently waiting for the next Settlement Trust distribution. I work as a counselor in substance abuse and mental health, and I also have a child on the way. Right now, having access to even a small portion of what I’m eventually expecting from my IRO award would make a significant difference for my family.

I’ve been researching settlement-advance companies, but some of the rates I’m seeing are extremely high — one company quoted 3.25% per month plus additional fees. I’d much rather see whether someone within our survivor community who understands the BSA process might be willing to work something out privately.

I am not asking anyone for a handout. I’m looking for a relatively small, short-term loan — approximately $2,000 — and I would be willing to repay it with a reasonable agreed-upon return when my next IRO distribution is received.

I understand that nobody should lend money based simply on a Reddit post. I’m willing to discuss reasonable documentation privately to show that I have an IRO claim/award and to put the repayment terms in writing so both parties are protected. I would never ask anyone to send money without being comfortable with the arrangement.

If anyone here has been through something similar, knows of a survivor-friendly funding option with reasonable rates, or may be in a position to discuss helping, please feel free to message me privately.
Even if you can’t help financially, recommendations for legitimate lower-cost alternatives to the settlement-funding companies would be greatly appreciated.

Thank you to everyone in this community. Waiting through this process has been difficult for all of us, and I’m grateful that we at least have a place where other survivors understand what we’re dealing with.
— Fellow BSA Survivor

reddit.com
u/Due-Resident429 — 2 months ago

In a jam my friends,anyone have any ideas for me ?Has anyone used this company?

LawFunds is ready to provide cash assistance to any BSA victim within 3 business days from receiving the application. Our company is managed by attorneys and will maintain your confidentiality including your own family, co-workers, employers or anyone else. This is not inexpensive and will cost 3.25% per month plus minimal delivery and origination fees. In order to maximize the approval amount and expedite processing you should upload email or fax a copy of the Sexual Abuse Survivor Proof of Claim which was filed by your legal representative. If you do not have a copy of this document, you should request a copy from your attorneys or sign our Attorney
dentiality Release Form and return with application so that we can contact your
attorney on your behalf. LawFunds is an affiliate of Lawyers Funding Group, LLC. We have funded Millions of Dollars for plaintiffs and their counsel since 2003 and established our new brand to exclusively provide financial assistance for Boy Scouts of America victims who have filed claims pending administration.

reddit.com
u/Due-Resident429 — 2 months ago

Delay. Deny. Defend.

Delay. Deny. Defend

1 Allianz Global Risks US Insurance Company Petros Papanikolaou CEO, Allianz Commercial / AGCS; group CEO is Oliver Bäte
2 Allied World Assurance Company, Ltd. Lou Iglesias President and CEO, Allied World; Fairfax subsidiary
3 Allied World Assurance Company (U.S.) Inc. Lou Iglesias Allied World
4 Allstate Insurance Company Tom Wilson Chair, President and CEO, The Allstate Corporation
5 American Casualty Company of Reading, Pennsylvania Douglas M. Worman CNA subsidiary
6 American Economy Insurance Company Timothy M. Sweeney Liberty Mutual subsidiary
7 American Excess Insurance Association No current standalone CEO identified Historical insurance association/pool; participating carriers must be examined separately
8 American Home Assurance Company Eric Andersen AIG subsidiary : New
9 American States Insurance Company Timothy M. Sweeney Liberty Mutual/Safeco subsidiary
10 Amerisure Insurance Company Greg Crabb Amerisure group; reportedly reached a BSA resolution in 2026
11 Arch Insurance Company Nicolas Papadopoulo CEO, Arch Capital Group
12 Argonaut Insurance Company Thomas A. Bradley Argo Group; controlled by Brookfield Wealth Solutions
13 Arrowood Indemnity Company No operating CEO identified Insolvent/runoff insurer under court-supervised rehabilitation or liquidation proceedings
14 Aspen Specialty Insurance Company Mark Cloutier Executive chairman and group CEO, Aspen Insurance Holdings
15 Ategrity Specialty Insurance Company Justin Leavitt CEO, Ategrity Specialty Insurance Company
16 Aviva plc Amanda Blanc Group CEO, Aviva
17 AXIS Specialty Insurance Company Vince Tizzio President and CEO, AXIS Capital
18 AXIS Surplus Insurance Company Vince Tizzio AXIS Capital
19 Brighthouse Life Insurance Company Eric Steigerwalt President and CEO, Brighthouse Financial
20 Catlin Specialty Insurance Company Scott Gunter AXA XL
21 Charter Oak Fire Insurance Company Alan D. Schnitzer Travelers subsidiary
22 The Cincinnati Insurance Company Stephen M. Spray President and CEO, Cincinnati Financial; reportedly reached a BSA resolution in 2026
23 CNA Financial Corporation Douglas M. Worman Chairman and CEO
24 Colony Insurance Company Thomas A. Bradley Argo Group/Brookfield
25 Columbia Casualty Company Douglas M. Worman CNA subsidiary
26 Columbia Insurance Company Ajit Jain Berkshire Hathaway insurance operations; the subsidiary does not market a distinct CEO
27 Consolidated National Insurance Company No current standalone CEO identified Historical/runoff entity; ownership and corporate status require docket-specific verification
28 Continental Casualty Company Douglas M. Worman CNA subsidiary
29 The Continental Insurance Company Douglas M. Worman CNA subsidiary
30 Crum & Forster Indemnity Company Marc Adee
# Legal insurer named in BSA action Current CEO or responsible group chief Current group / note
31 Endurance American Insurance Company Mikio Okumura Sompo Holdings; U.S. operations are within Sompo
32 Endurance American Specialty Insurance Company Mikio Okumura Sompo Holdings
33 Erie and Niagara Insurance Association Christine M. Edwards President and CEO, Erie and Niagara Insurance Association
34 Erie Family Life Insurance Company Timothy G. NeCastro Erie Insurance group
35 Erie Insurance Exchange Timothy G. NeCastro President and CEO, Erie Insurance
36 Evanston Insurance Company Simon Wilson CEO, Markel Insurance
37 Everest National Insurance Company Jim Williamson President and CEO, Everest Group
38 Fireman’s Fund Insurance Company Petros Papanikolaou Allianz/Allianz Commercial legacy entity
39 First Insurance Company of Hawaii, Ltd. Jeff Shonka President and CEO, First Insurance Company of Hawaii; Tokio Marine group
40 Gemini Insurance Company W. Robert Berkley Jr. W. R. Berkley Corporation
41 General Insurance Company of America Timothy M. Sweeney Liberty Mutual/Safeco
42 General Star Indemnity Company Kara Raiguel President and CEO, General Re; Berkshire Hathaway group
43 Great American Assurance Company Rich Viets CEO, Great American Insurance Group
44 Great American E & S Insurance Company Rich Viets Great American Insurance Group
45 Great American Insurance Company Rich Viets Great American Insurance Group
46 Indian Harbor Insurance Company Scott Gunter AXA XL
47 The Insurance Company of the State of Pennsylvania Eric Andersen AIG subsidiary
48 Interstate Fire & Casualty Company Petros Papanikolaou Allianz Commercial
49 Jefferson Insurance Company Tomas Kunzmann Allianz Partners CEO through December 31, 2026
50 Lexington Insurance Company Eric Andersen AIG subsidiary
51 Liberty Insurance Underwriters Inc. Timothy M. Sweeney Liberty Mutual
52 Liberty Mutual Insurance Company Timothy M. Sweeney Chairman, president and CEO
53 Liberty Surplus Insurance Corporation Timothy M. Sweeney Liberty Mutual
54 London and Edinburgh Insurance Company Limited No standalone operating CEO identified
Legal insurer named in BSA action Current CEO or responsible group chief Current group / note
55 Munich Reinsurance America, Inc. Joachim Wenning Chair of the Board of Management, Munich Re
56 National Casualty Company Kirt Walker Nationwide
57 National Fire Insurance Company of Hartford Douglas M. Worman CNA subsidiary
58 National Surety Corporation Petros Papanikolaou Allianz Commercial
59 National Union Fire Insurance Company of Pittsburgh, PA Eric Andersen AIG subsidiary
60 Nationwide Affinity Insurance Company of America Kirt Walker Nationwide
61 Nationwide Mutual Insurance Company Kirt Walker CEO, Nationwide
62 New Hampshire Insurance Company Eric Andersen AIG subsidiary
63 Normandy Reinsurance Company Limited No current standalone CEO identified Historical/runoff reinsurance entity
64 The North River Insurance Company Marc Adee Crum & Forster/Fairfax
65 The Ohio Casualty Insurance Company Timothy M. Sweeney Liberty Mutual
66 Old Republic Insurance Company Craig Smiddy President and CEO, Old Republic International
67 Peerless Indemnity Insurance Company Timothy M. Sweeney Liberty Mutual
68 Phoenix Insurance Company Alan D. Schnitzer Travelers subsidiary
69 QBE Insurance Corporation Julie Wood CEO, QBE North America; group CEO is Andrew Horton
70 SAFECO Insurance Company of America Timothy M. Sweeney Liberty Mutual
71 Scottsdale Insurance Company Kirt Walker Nationwide
72 Security Mutual Insurance Company Bruce R. Boyea President and CEO, Security Mutual
73 SPARTA Insurance Company Chris Fagan Catalina group/runoff; reportedly reached a BSA resolution in 2026
74 St. Paul Fire and Marine Insurance Company Alan D. Schnitzer Travelers
75 St. Paul Mercury Insurance Company Alan D. Schnitzer Travelers
76 St. Paul Surplus Lines Insurance Company Alan D. Schnitzer Travelers
77 Swiss Re Corporate Solutions Capacity Insurance Corporation Andreas Berger
# Legal insurer named in BSA action Current CEO or responsible group chief Current group / note
78 Tenecom Limited No standalone operating CEO identified Historical/runoff insurer associated with legacy RiverStone/Fairfax operations
79 TIG Insurance Company Luke Tanzer RiverStone International CEO; Fairfax runoff group
80 Travelers (Bermuda) Limited Alan D. Schnitzer Travelers
81 Travelers Casualty and Surety Company Alan D. Schnitzer Travelers
82 The Travelers Companies, Inc. Alan D. Schnitzer Chairman and CEO
83 The Travelers Indemnity Company Alan D. Schnitzer Travelers
84 United States Fidelity and Guaranty Company Alan D. Schnitzer Travelers
85 United States Fire Insurance Company Marc Adee Crum & Forster/Fairfax
86 Universal Re-Insurance Company Limited No standalone operating CEO identified Historical/runoff reinsurance entity
87 Utica Mutual Insurance Company Richard P. Creedon Chairman and CEO, Utica National
88 Wausau General Insurance Company Timothy M. Sweeney Liberty Mutual
89 Westport Insurance Corporation Andreas Berger Swiss Re
90 XL Bermuda Limited Scott Gunter AXA XL
91 XL Insurance Company SE Scott Gunter
Chief executive Number of listed entities assigned
Timothy M. Sweeney — Liberty Mutual 11
Alan D. Schnitzer — Travelers 9
Eric Andersen — AIG 7
Douglas M. Worman — CNA 6
Petros Papanikolaou — Allianz Commercial 5
Scott Gunter — AXA XL 4
Kirt Walker — Nationwide 4
Marc Adee — Crum & Forster 3
Rich Viets — Great American 3
Lou Iglesias — Allied World 2
Vince Tizzio — AXIS 2
Andrew Horton/Julie Wood — QBE 1

reddit.com
u/Due-Resident429 — 2 months ago

If PCVA doesn’t lower my lawyer fees I’m done with them they can take a hike!!

Has anyone else had to fight their law firm to lower their contingency fees? PCVA is pushing back and I’m ready to walk!!
BSA case and the fees feel excessive. I’ve asked them to negotiate and they’re not budging. Has anyone successfully gotten their attorney to lower their cut — or switched firms mid-case? What happened?

reddit.com
u/Due-Resident429 — 5 months ago

PCVA is the slowest to pay!!

Going Pro Se : Throwaway account for obvious reasons.
I’m involved in a settled claim that is being paid through a trust/distribution process. The settlement has already been approved, and I’m currently waiting on my first payment. My attorney’s office has confirmed they have my ACH/direct deposit information and said they will send a letter explaining the payment and clearing timeline.
At this point, I’m seriously considering going pro se after the first payment clears.

The biggest reason is communication. Trying to get a straight answer from my attorney’s office has felt impossible. Basic questions about timing, disbursement, and next steps take forever to get answered, and when I do get a response it feels vague or delayed. I understand attorneys are busy and trust payments may take time, but the lack of clear communication has been extremely frustrating.
My understanding is that the attorney fee/lien portion will still be handled under the fee agreement, and I’m not expecting going pro se to magically erase fees. If there’s a fee dispute, I’ll deal with fee arbitration or the proper process later. Right now, I’m mainly tired of having to chase people for basic updates when the case is already settled.
For anyone who has gone pro se after a settlement was approved:

  1. Did it make future communication easier?
  2. Did future trust/distribution payments go directly to you?
  3. Did it create any problems with attorney liens or fees?
  4. Was there anything you wish you had done before terminating representation?
  5. Not looking for legal advice, just trying to hear from people who have dealt with slow attorney communication after settlement approval.
reddit.com
u/Due-Resident429 — 5 months ago