u/Dull_Ocelot7282

This could be a stupid question but I’m just going through my pensions and considering lowering costs and committing to VWRP without having to pay higher fees for a managed version.

I’m wondering, from people who have done similar, what are the motivations behind it? Is it purely to lower fees or is it that VWRP can outperform a lot of the tailored portfolios?

Currently 28 so the managed portfolios I’m in have full exposure to equities and no bonds.