u/Dxjxni

New insurance broker in CA - captive or non captive long term?

Hey guys,

I’m about 4 months into the insurance industry in California working mainly in auto insurance as a broker/non-captive agent. Currently averaging around 70 policies a month and trying to learn more about the industry long term.

Wanted honest opinions from people with experience:

- Is captive or non-captive better long term?

- What companies are considered the best to work for?

- Best pay structures?

- How many policies are you guys averaging?

- What are you doing for leads besides friends/family/referrals?

Trying to understand where the real long-term opportunity is in this business. Appreciate any insight.

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u/Dxjxni — 3 days ago